Privacy Policy

Effective Date: January 2026
Company Name: Scrip Ledger
Service/Product Name: Scrip Ledger Mobile App, Web, and Technology

1. Introduction

Scrip Ledger (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our services.

2. Information We Collect

a. Personal Information (Limited Use)

We collect personal information only for Know Your Customer (KYC) purposes, customer support, and account recovery, including:

• Full name
• Email address
• Phone number
• Government-issued identification
• Date of birth
• Address

This information is not used for marketing or unrelated purposes.

b. Account & Usage Information

• Login credentials
• IP address
• Device and browser information
• Usage activity within the platform

3. Know Your Customer (KYC) Requirements

To comply with legal and regulatory obligations, we may collect and verify identity information, including government-issued identification and related personal data. This information is used strictly for identity verification, fraud prevention, and account security.

4. How We Use Your Information

• Provide, operate, and maintain our services
• Verify user identity (KYC compliance)
• Provide customer support and enable account recovery
• Prevent fraud and enhance security
• Communicate with users (service-related updates only)
• Comply with legal obligations

5. Data Sharing and Disclosure

We do not sell, rent, or share your personal data with third parties.

We may only disclose your information:

• When required by law, regulation, or legal process
• In response to valid requests from public authorities (e.g., courts or government agencies)
• To protect our legal rights or prevent fraud or abuse

6. Data Retention

We retain your personal data only for as long as necessary to:

• Fulfill the purposes outlined in this policy
• Comply with legal and regulatory obligations
• Resolve disputes and enforce agreements

7. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

• Encryption of sensitive information
• Secure servers and storage systems
• Restricted access to authorized personnel only

8. Your Rights

• Access your personal data
• Correct inaccurate information
• Request deletion of your data
• Object to or restrict certain processing

9. Requests for Data Access, Disclosure, or Deletion

How to Submit a Request

To make a request, please contact us at:

• Email: scripledger@gmail.com

Include:

• Your full name
• The username or public key associated with your account
• A description of your request

Verification Process

To protect your privacy and security, we may require you to verify your identity before processing your request. This may include providing additional identification documents.

Response Time

We will respond to verified requests within [e.g., 30 days], in accordance with applicable laws.

Limitations

We may retain certain information where required by law or for legitimate business purposes (e.g., fraud prevention, legal compliance).

10. Children’s Privacy

Our services are not primarily intended for individuals under the age of 18. We do not knowingly collect personal data from children. Our existing safety measures apply to all users.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted with an updated “Effective Date.”

12. Contact Us

If you have any questions or concerns about this Privacy Policy or your data, please contact us:

• Email: scripledger@gmail.com
• Address: North Bethesda, Maryland